JUST LISTED 🎉 104 Sideroad 18, Fergus 🏡 Some people see work. Others see opportunity. If you're the second kind of buyer, this one is for you. ✅ 4 bedrooms, 2.5 bathrooms ✅ Nearly 0.7 acres surrounded by mature trees ✅ Soaring ceilings, skylights, and elegant dual staircase ✅ Spacious mezzanine and multiple living areas ✅ Primary suite with private ensuite ✅ New fireplace, French doors, and brand-new deck ✅ New electrical panel and paved driveway ✅ Oversized garage with storage area and heavy-duty hoist ✅ Minutes to schools, hospital, shopping, and easy access to Guelph and KW An incredible lot, a layout that can't be replicated, and unlimited potential in one of Fergus's most desirable neighbourhoods. Contact us today to book your private showing! — Listed by MillTown Property Group | eXp Realty, Brokerage

Canada's affordability problem isn't a housing problem. It's a math problem. And the math is brutal. 50% of your income disappears before you make a single decision — income tax, sales tax, payroll deductions, fuel levies, and the deficits that show up later as inflation. Lenders then allow you to commit another 30% to debt. That leaves 20%. For everything. Groceries. Savings. Retirement. Life. And the headlines aren't helping: → Canadian household debt now sits at $1.77 for every $1 of disposable income (StatsCan, Q3 2025) → 60% of all outstanding mortgages renew by end of 2026 — many facing 15–20% payment increases → Food and housing costs have risen ~30% since 2020, outpacing wage growth of 25% → The Bank of Canada projects per-person consumption growth of just ~1% through 2026 and 2027 This is income compression — and it's structural, not cyclical. It doesn't fix itself when the market cools or rates drop. Household spending makes up roughly 60% of Canada's GDP. When disposable income shrinks, consumption slows. When consumption slows, growth slows. Something has to give: real income growth, tighter debt rules, or meaningful tax relief. Until then, the squeeze doesn't ease. Affordability isn't emotional. It's mathematical. And math always wins. #RealEstate #CanadianEconomy #HousingAffordability #OntarioRealEstate #FinancialLiteracy #MillTownPropertyGroup

Excited to be speaking on an upcoming virtual ICON Panel with eXp Realty. One thing I’ve always respected about eXp is that there aren’t dozens of awards, participation trophies, or recognition levels designed to make everyone feel successful. There is one award: ICON. It’s earned through a combination of production, profitability, and contribution to the company and its agents. You don’t get it for showing up. You don’t get it for trying hard. You get it by performing. That’s what makes it meaningful. This year, I’m honoured to be part of an ICON panel where we’ll be discussing what it actually takes to build a successful real estate business, the mistakes we’ve made along the way, and the lessons we’ve learned through experience. If you’re an agent looking to grow your business, create more leverage, or simply learn from people who have been through it, I’d encourage you to tune in. Looking forward to the conversation. #eXpRealty #ICONAgent #RealEstate #BusinessGrowth #Leadership MillTownPropertyGroup

Canada's affordability problem isn't a housing problem. It's a math problem. And the math is brutal. 50% of your income disappears before you make a single decision — income tax, sales tax, payroll deductions, fuel levies, and the deficits that show up later as inflation. Lenders then allow you to commit another 30% to debt. That leaves 20%. For everything. Groceries. Savings. Retirement. Life. And the headlines aren't helping: → Canadian household debt now sits at $1.77 for every $1 of disposable income (StatsCan, Q3 2025) → 60% of all outstanding mortgages renew by end of 2026 — many facing 15–20% payment increases → Food and housing costs have risen ~30% since 2020, outpacing wage growth of 25% → The Bank of Canada projects per-person consumption growth of just ~1% through 2026 and 2027 This is income compression — and it's structural, not cyclical. It doesn't fix itself when the market cools or rates drop. Household spending makes up roughly 60% of Canada's GDP. When disposable income shrinks, consumption slows. When consumption slows, growth slows. Something has to give: real income growth, tighter debt rules, or meaningful tax relief. Until then, the squeeze doesn't ease. Affordability isn't emotional. It's mathematical. And math always wins. #RealEstate #CanadianEconomy #HousingAffordability #OntarioRealEstate #FinancialLiteracy #MillTownPropertyGroup

✨ New Listing Alert — Guelph, ON Welcome to 283 Cole Road, where thoughtful upgrades, exceptional space, and a backyard that feels like a private escape come together in one of Guelph's most convenient locations. This is not your average semi-detached and one walk-through will tell you exactly why. ✅ 3 bedrooms upper level + 2 additional bedrooms in finished basement ✅ 2 full bathrooms | Perfect for growing families or multi-generational living ✅ Showstopping brand new kitchen with new cabinetry & countertops (2025) | New flooring (2022) ✅ Shower renovation (2023) | Energy-efficient heat pump for year-round comfort (2025) ✅ Expansive multi-tiered deck with privacy screen🌳Your own outdoor sanctuary ✅ Fully fenced backyard bordering a city-maintained pond with no future development planned ✅ Vacant possession | No rental items | Minutes to Hwy 6, downtown & south end Guelph Your backyard is nature. Packed with updates. This one checks every box and then some. Do not wait on this one! Book your private showing today. — Listed by MillTown Property Group | eXp Realty, Brokerage

✨ New Listing Alert — Fordwich, ON Welcome to 3034 Station Road, a stunning custom-built bungalow set on 3.4 acres of beautifully landscaped country land, offering luxurious living, exceptional craftsmanship, and unmatched versatility. With over 3,000 sq ft above grade and thoughtful accessibility throughout, this one truly has to be seen to be believed. ✅ 4 bedrooms | 4 bathrooms | Over 3,000 sq ft above grade on 3.4 acres ✅ Gourmet kitchen with high-end appliances & sprawling dining area ✅ Wide hallways & doors throughout | Main floor laundry & mudroom ✅ Finished basement with massive rec room, extra bedroom, storage & cold cellar ✅ Heated attached triple garage & oversized workshop with separate heat, power & water ✅ High-efficiency propane furnace | Central air | Water treatment systems | Partial generator ✅ Tranquil pond views, peaceful walking trails & nature right at your door ✅ Minutes to Fordwich, Wingham & Listowel for shopping, schools & healthcare Whether you are raising a family, downsizing with style, or looking to run a business from home, this property delivers privacy, quality, and space like no other. Book your private showing today. — Listed by MillTown Property Group | eXp Realty, Brokerage

✨ New Listing Alert — Kitchener, ON Welcome to 13-1989 Ottawa Street South. A one-of-a-kind condo townhouse where luxury upgrades, smart home technology, and thoughtful customization come together to create a living experience that is truly in a class of its own. If you have been searching for condo living without compromise, your search ends here. ✅ Smart home lighting & switches | Custom designer fixtures throughout ✅ Chef-inspired kitchen with new gas range (2025), two fridges, wine fridge & wet bar ✅ Culligan 5-stage reverse osmosis system | Expanded cabinetry for maximum storage ✅ Fully hardwired CAT6 cabling for seamless mesh Wi-Fi or wired connectivity ✅ Soundproof insulation throughout | Custom built-in home office with cabinetry & shelving ✅ Trane humidifier, CleanEffects air filtration & ERV air exchange system (all 2025) ✅ Professionally designed outdoor space with gas BBQ hookup & concrete fire table ✅ Protected forest conservation area & trails directly behind the community ✅ Minutes to Sunrise Centre, Ira Needles, restaurants & Hwy 7/8 and 401 This is not just a home, it is a lifestyle upgrade. Meticulously curated, packed with premium features, and positioned in one of Kitchener's most connected communities. Do not miss your chance to make it yours. Book your private showing today. — Listed by MillTown Property Group | eXp Realty, Brokerage

Welcome to 0 Arthur Street — an exceptional vacant lot offering incredible potential for builders, investors, and future homeowners alike. Zoned R4, this property allows for a wide range of development opportunities including: • Single detached homes • Semi-detached dwellings • Converted dwellings with up to 4 units • Boarding or lodging houses • Home occupations • Bed & Breakfast establishments Accessory structures including sheds and decks are also permitted, giving you the flexibility to create exactly what you envision. Whether you’re looking to build your dream home, a multi-unit investment property, or your next development project, this property is packed with opportunity. 📍0 Arthur Street, Atwood 💰 Listed at $210,000 Listed by MillTown Property Group | eXp Realty, Brokerage Brandon Town Real Estate Agent @expcanada_ @mtpg.ca